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Nearly 1 In 6 Adults Use 10 Percent (Or More) Of Income For Health Insurance And Medical Expenses

Front cover of the 2010 National Healthcare Disparities ReportRoughly 1 of every 6 Americans age 18 to 64 reported using more than 10 percent of their total family income to pay for health insurance premiums and out-of-pocket medical expenses in 2007, according to the latest News and Numbers from the Agency for Healthcare Research and Quality. Check the end of this report to download the “2010 National Healthcare Disparities Report” and “2010 National Healthcare Quality Report” for a complete summary of the findings.

According to the data from the federal agency, those who reported spending at least 10% of their total family income on insurance and medical expenses included:

  • People who pay for their own health coverage (47 percent) and those who have employer-sponsored insurance (16 percent) or public insurance, such as Medicaid (16 percent).
  • The poor (30 percent), the middle income (19 percent), and the high income (7 percent).
  • Unemployed adults (29 percent) and working adults (13 percent).
  • Rural residents (21 percent) and people living in metropolitan areas (15 percent).
  • Adults with disabilities who have complex or basic activity limitations (35 percent and 32 percent) and those with no activity limitations (15 percent).

This AHRQ News and Numbers is based on information in the 2010 National Healthcare Disparities Report, which examines the disparities in Americans’ access to and quality of health care, with breakdowns by race, ethnicity, income, and education.

Material adapted from Agency for Healthcare Research and Quality (AHRQ).

Downloads / References
Agency for Healthcare Research and Quality (March, 2011). 2010 National Healthcare Disparities Report. AHRQ Publication No. 11-0005.

Agency for Healthcare Research and Quality (March, 2011). 2010 National Healthcare Quality Report. AHRQ Publication No. 11-0004.

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